Thursday, April 06, 2006

Here's a Real Shocker

Health bill premiums may exceed predictions

NOOOOOO!

When Governor Mitt Romney dramatically proposed a universal health insurance plan a year ago, a key element was providing low-cost, pared-down coverage for about $200 a month.

But in the end, legislators were unwilling to adopt some of the measures that the governor and insurers had counted on to lower premiums, and lawmakers and an insurance executive said in interviews yesterday that they expect average premiums under the bill passed this week will be about $325 a month for individuals and as much as twice that for families.


What? You mean this great healthcare entitlement program, being funded by the tax dollars of the productive citizens of Massachusetts, is going to cost more than some had originally thought? Why does that sound eerily familiar?

The landmark healthcare legislation, which is the first of its kind in the country, requires individuals who don't qualify for the state Medicaid program or for insurance through their jobs to buy low-cost private plans.


To repeat myself, what could be more dangerous than letting terms like "low-cost" and "affordable" be defined by a group of hack politicians whose sole purpose in life, in their eyes, is to spend other people's money.

The state will pay the entire premium for individuals and families who earn less than 100 percent of the poverty level and will subsidize premiums for those who earn between 100 and 300 percent of the federal poverty level; 300 percent is about $30,000 for a single person and $50,000 for a family of three.

But the amount of those subsidies has not been determined, and the higher the premiums of health plans, the more the state will have to chip in to keep plans affordable.


So, we'll just pass the law, and THEN start tagging costs to it? Yeah, that plan's really giving me a big case of the warm and fuzzies.

Uninsured residents with incomes over 300 percent of the poverty level, about 200,000 people, will be on their own to pay the full cost.

A major question is whether this group will be able to afford coverage. "That is unknown," said John McDonough, executive director of Health Care for All, an advocacy group based in Boston. "We're still waiting for someone to show us what a plan would look like. Show us the money."


So, does anyone really know how much this plan will end up costing the taxpayers of Massachusetts, and what level of health insurance coverage will officially be deemed "affordable"? It sure doesn't sound like it.

Well, shit, sign me up! Sounds great!

In the legislation, lawmakers did not allow for very-high-deductible plans or for plans that drastically limit benefits such as mental health care and infertility treatments, approaches that would have cut premiums further.


So, will my tax dollars now be used to provide "free" fertility treatment for the poorest of the poor? Sorry for coming off so cold and heartless here, but if you're a single woman making only $9,500 dollars a year, is childbearing really an option you should be looking at right now?

Also, does anyone else see this bill as a giant fraud factory just waiting to open for business? I'd wager there are people setting up scams as we speak that will enable them to qualify for, and abuse the shit out of, their "free" coverage.

I stand by my earlier comments on the matter. You can put all the lipstick on this pig you want. It's still a pig.

Should a Democrat take over the corner office this fall, it won't take long (measured in days) until we have college tuition discounts and drivers licenses for illegal aliens. They'll be moving here in unprecedented numbers. And of course, they'll also be made eligible to receive their "free" healthcare. The population of people taking out of the system will soar, while the people funding this blackhole will continue moving out of state, as they've already been doing for the last two years.

Taxes and "fees" will be increased to make up for the lost revenue, and cover the increasing costs of our Great Society. The quality of health care and every other social services program in the state will plummet. The Commonwealth will suffocate under its own weight, and the people who made it all possible will argue that we just weren't being "progressive" enough.

More nanny-state, big-government programs will be created to "fix" the problem, but will only serve to throw the dirt on the coffin.

I'm so outta here.